The Right Capital. The Right Structure. Every Deal.
JDJM deploys capital across six loan products — from fast hard money closes to long-term DSCR holds. If the deal makes sense, we can fund it.
Six Ways We Fund Your Deal.
Hard Money Loans
Fast capital for investors who can't wait on a bank.
Hard money is built for speed. When you find a deal that won't wait, we close fast using the asset as collateral — not your credit history or tax returns. Ideal for fix-and-flip investors and wholesale double-closes.
- Loan Amounts
- $100K – $5M+
- LTV
- Up to 75% ARV
- Term
- 6 – 24 months
- Speed
- 5–10 business days
- Use Cases
- Fix & flip, wholesale, land, distressed
- Credit
- Asset-based — credit not primary
Bridge Loans
Capital that carries you from where you are to where you're going.
Bridge loans keep deals moving when permanent financing isn't ready. Whether you're repositioning an asset, waiting on a refinance, or closing before your equity event — a bridge loan gives you the runway to execute.
- Loan Amounts
- $250K – $10M+
- LTV
- Up to 80%
- Term
- 6 – 36 months
- Speed
- 10–21 business days
- Use Cases
- Acquisition, refi, gap, value-add
- Structure
- Interest-only available
New Construction Loans
Ground-up financing for builders who build to win.
We fund ground-up construction projects from lot acquisition through vertical build. Funds are released on a milestone draw schedule tied to project completion stages — keeping your build on track and capital working.
- Loan Amounts
- $200K – $5M+
- LTC
- Up to 85% of project cost
- Term
- 12 – 24 months
- Draws
- Milestone-based
- Use Cases
- SFR, multifamily, spec, ADU
- Exit
- Refi to perm or sale
DSCR Loans
Qualify on the property's income — not yours.
DSCR (Debt Service Coverage Ratio) loans qualify based on the property's rental income relative to its debt obligations — not your personal income. Perfect for investors with complex tax situations or multiple entities who want to scale a rental portfolio without income documentation hurdles.
- Loan Amounts
- $100K – $5M+
- DSCR Min
- 1.0x (better ratios = better terms)
- LTV
- Up to 80%
- Term
- 30yr fixed, 5/1 & 7/1 ARM
- Use Cases
- Buy-and-hold, portfolio, cash-out refi
- Docs
- No tax returns or W-2s required
DSCR for Short-Term Rentals
Airbnb income finally counts. Scale your STR portfolio.
Most lenders won't touch short-term rental income. We do. We underwrite STR properties using market revenue data, not just long-term lease comps — so your Airbnb cash flow actually works in your favor. Whether you're buying your first cabin or refinancing a vacation home portfolio, this product is built for you.
- Loan Amounts
- $100K – $3M+
- DSCR Calc
- STR market income (AirDNA accepted)
- LTV
- Up to 75%
- Term
- 30yr fixed or ARM
- Use Cases
- Airbnb, VRBO, STR refi & cash-out
- Markets
- Most STR-friendly markets
Business Funding
Operating capital for businesses that are ready to grow.
From working capital to growth funding, we connect businesses to capital solutions that match their stage and structure. We work with established businesses across industries — real estate, construction, service, retail, and more. No hard credit requirement on select products.
- Funding Amounts
- $25K – $5M+
- Types
- RBF, LOC, SBA alt, equipment, MCA alt
- Speed
- 24–72 hours (RBF)
- Requirements
- 6+ mo in business, $10K+/mo revenue
- Use Cases
- Working capital, equipment, expansion
- Collateral
- Not required on select products
Capital Access Without the Bank Runaround.
We work with investors, operators, and business owners — not bureaucrats.
From Inquiry to Funded in Four Steps.
Step 01 — Submit Your Scenario
Tell us the deal — property type, loan amount, use case, and timeline. Email or use the form.
Step 02 — We Structure the Deal
Our team reviews your scenario and matches it to the right product and lender within our network.
Step 03 — Term Sheet Issued
You receive a term sheet within 24–48 hours on most deal types. No obligation to proceed.
Step 04 — Close & Fund
We manage the process through to close. Hard money and bridge deals can fund in as few as 5 business days.
Have a Deal? Let's Talk Capital.
Submit your scenario and our team will match you with the right loan product and structure — usually within 24 hours.
Or email us directly at info@jdjmglobalventures.com — we respond within 24 hours.